Other Anyone else like free money?

Quinc

Buy a Superjet
Location
California
Just had a baby and of course that came with about 8k worth of medical bills, so I thought how could I get some of that money back?! So here is what I did.

*Once you get the points keep the card for however long you have too and then cancel it. Wait a few weeks/months and sign up again.

First thing for most of these deals you need to be spending the money anyway or it is not free money..

Depending on how much you are spending on bills/toys/rent etc you can sign yourself up for multiple cards and your wife. For us to get the most back I signed up for 3 cards and my wife signed up for 2.

First one is the Chase southwest card. Spend 2k in 3 months and get 50k points which is good for 500$ in amazon(aka jetski parts!), cabelas, or a wide range of other gift cards.
http://thepointsguy.com/2014/01/southwest-premier-visa-50000-points-offer-is-back/


Another good one is the chase sapphire card which if you spend 3k in 3 months you can get 400$ in cash or statement credit. Also get an extra card on your account with your wife/mom/ or dogs name on it and you get another 5k in points. so 450$
https://creditcards.chase.com/sapphire2?CELL=6RRW&jp_cmp=cc/03BRSapphireExact/sea/na/ChaseSapphire&MSC=IQ35084227&ev_sid=3&ev_ltx=&ev_pl=&ev_ln=chase saphire&ev_crx=12929758106&ev_mt=e&ev_n=g&ev_pos=1t1&ev_dvc=c&ev_dvm&url=http://clickserve.us2.dartsearch.net/link/click?lid=43000000167070555&ds_s_kwgid=58000000001936881&ds_e_adid=12929758106&ds_e_matchtype=search&ds_url_v=2&


There are a ton more but the ones I used are expired so you will need to hunt down new ones. Some cards you only have to buy .01 worth of gas to activate the points but those are getting harder to find, probably because of people like me who only bought .01 worth of gas. =P

Yes this could possible affect your credit score, but chances are if you have good credit it wont. I have been doing it for YEARS and have a 780 score and just bought a house with no issues...
 
Last edited:
Location
Oregon
I put an average of $1400 a month on my discover card (I pay it off every month so I don't pay any interest) and get a measly 1% cash back. Better than nothing, but sounds like I'm not taking full advantage of the ccard companies.
 

Quinc

Buy a Superjet
Location
California
i had 848 when i bought mine. no debt is good debt.l except a house.

Anything over 740 will get you the same rate. Credit cards are awesome if you are going to spend the money anyway and are smart enough too not pay interest. Because of amex, visa, chase, and bofa I took 4 people all around Europe for 16 days for free. Well free for me anyway. ;)
 

Quinc

Buy a Superjet
Location
California
Chase freedom card is also pretty good if you buy a-lot of gas. This time of year and during the summer they give 5% back on gas purchases.
 

Ducky

Back in the game!
Location
Charlotte, NC
I have a citi simplicity card that I love....It doesnt have super good rewards, but I get 18 months interest free....which is almost like free money.
 
Location
hhh
I like my chase for amazon. Get 3 points per dollar spent. I use those all the time to order misc things for free.
 
Location
Oregon
I see. My discover is 1% on everything, and 5% on gas. You can use the balance you earn to pay toward your next credit card statement, make purchases on Amazon, or they can send you a check for the money. You can also get gift cards to tons of places usually like $40 for a $50 gift card. I was taking my mower to get repaired at ace hardware, so i spend $80 of my cash back balance and got $100 in gift cards to ace. Good deal if you are going to be spending the money anyway.
 

Quinc

Buy a Superjet
Location
California
I see. My discover is 1% on everything, and 5% on gas. You can use the balance you earn to pay toward your next credit card statement, make purchases on Amazon, or they can send you a check for the money. You can also get gift cards to tons of places usually like $40 for a $50 gift card. I was taking my mower to get repaired at ace hardware, so i spend $80 of my cash back balance and got $100 in gift cards to ace. Good deal if you are going to be spending the money anyway.


You can also have more then one card. I would use your discover just for gas, then if you do a bunch of amazon shopping get the one scraggly has. etc
 
Location
hhh
thats how i got started anyway. did lots of shopping on amazon so why not. i have a low limit set, pay it off when i buy something and get points. its a win win for me.
 

hornedogg79

dodgin' bass boats
The wife and I have flown to world finals twice on cc points. Delta amex and BOA visa here. I'm sure 80% of it was from buying jetski parts.

Sent from my Galaxy Nexus using Tapatalk
 

Quinc

Buy a Superjet
Location
California
The wife and I have flown to world finals twice on cc points. Delta amex and BOA visa here. I'm sure 80% of it was from buying jetski parts.

Sent from my Galaxy Nexus using Tapatalk


Delta amex with 50k points right? =) You can get that same deal with the chase southwest card right now. 50k points can also be used for two round trip tickets anywhere in the U.S. ;)
 

hornedogg79

dodgin' bass boats
Delta amex with 50k points right? =) You can get that same deal with the chase southwest card right now. 50k points can also be used for two round trip tickets anywhere in the U.S. ;)
I've had the amex for 12yrs so I'm not sure. I'll have to look into that, thanks!

Sent from my Galaxy Nexus using Tapatalk
 
Totally unrelated but was free money for me . Today I was digging for a pen in my glove box to sign my wifes v day card and found a bank envelope with 750 dollars in it! Not as sweet as credit card points I guess but we Don't have any credit cards in our house.
 
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