cash advance-well kinda

[2006superjet]

so if one had to come up with around 4k and wanted cash in about 3-6 days whats is the best method tried and true.

1. go to bank with credit card and do a 19% cash advance with fees.


2. paypal your self using credit card. with a premier account with no withdraw fees and either request a check or back transfer. i belive its free to send and 1.9% to recive cc payments and nothing to withdraw unless its a check.

3.put money in an online poker site or somthing and then withdraw-kinda scetchy

its to pay down my loan-future ski stuff-cheaper than personal loans

will this work or is there a better way. assuming my cc is around 7.25-12.25 apr on purchaces

 

[Boris]

Talk to my cousin Vito.
He can take care of you,


















or else you will be swimming with the fishes. :mischievous:

 

[SXIPro]

Sell me your ski for $4K shipped and I'll wire you the $$ tomorrow.

 

[2006superjet]

lol

you know i would want top dolla try around 7500 lol
really thoe i just looked up personal loans they want 16% plus 100$

 

[WFO Speedracer]

Make an anomyous cash withdrawal at a bank you do not like,preferably in a town you don't live in and oh yeah use a car thats not yours

 

[Matt_E]

Do a 0% balance transfer with your CC to your bank account.

 

[Lucas]

Some credit card companies have checks they will give you that withdraw from your credit card... I dont know if they work like a cash advance or a purchase however... Call and find out. If they do it, right a check to your self and cash it.

 

[The Penguin]

Do a 0% balance transfer with your CC to your bank account.

if you can find a 0% transfer, watch out for a transaction fee. 3% and up are common.

and don't miss a single payment, or you'll end up getting screwed.

 

[2006superjet]

ya

those courtesy checks are a cash advance and the balance transfers are 0% for 12 months but no way of getting cash out.

 

[Matt_E]

if you can find a 0% transfer, watch out for a transaction fee. 3% and up are common.

and don't miss a single payment, or you'll end up getting screwed.

Not missing a payment is kind of a given, is it not?

Yes, 3% is common, but usually the fees are capped at a certain amount.

In most cases, the combined costs of this are far cheaper than any loan shark loan or cc cash advance.

 

[SuperJETT]

I'm going to go out on a limb here---you don't have the money, so you don't do it?

You're trying to play a shell game, why can't you just get a loan from your bank?

 

[Matt_E]

those courtesy checks are a cash advance and the balance transfers are 0% for 12 months but no way of getting cash out.

Wrong.

You BT to your debit card number (or even bank account number and routing number).

It works. It's not "technically" cash.

 

[Matt_E]

I'm going to go out on a limb here---you don't have the money, so you don't do it?

You're trying to play a shell game, why can't you just get a loan from your bank?

:noevil:

:bigok:

 

[Lucas]

I'm going to go out on a limb here---you don't have the money, so you don't do it?

You're trying to play a shell game, why can't you just get a loan from your bank?

I think he can get a loan or already has a loan, but wants the 0% on a credit card offer.

 

[Speedfreak]

I was waiting to read a Dave Ramsey style comment.

I would say sell your car, lawnmower, motorcycle, computer or something to come up with the money. Other than that just get it from a bank the only trusted way in my opinion.

 

[2006superjet]

ok cool

ya a transfer to a debit card could work i will try and research it more. again any personal loan is around 16% i can take from my cds-loose intrest or somthing but might as well find somthing that is going to be 0% or somthing

 

[The Penguin]

Not missing a payment is kind of a given, is it not?

Yes, 3% is common, but usually the fees are capped at a certain amount.

In most cases, the combined costs of this are far cheaper than any loan shark loan or cc cash advance.

I'm seeing a lot of those offers, and they've removed the cap (used to be about $75) or doubled the max to $150

Wrong.

You BT to your debit card number (or even bank account number and routing number).

It works. It's not "technically" cash.

most companies still consider it a cash advance though - and subject to different terms than a regular "purchase"

 

[2006superjet]

ya

transer to a debit card wont work.
so why doesnt the paypal work using a 0% intro credit card.

 

[Mike W]

I'll loan it to you but you won't like my intrest rate. 100% compounded daily:deal:

 

[Lucas]

Paypal, I dont know if you can just add funds to your account with a CC or if you have to be paying some one money, And I think they charge 3-4% to the seller on CC Purchases...

If you figure it out let me know so I can get a 0% interest card and max it out into a High yield savings account, and then pay it back when the 0% offer runs up And keep what I make on interest. Just a idea