I own 6 older (1993-2000) pwc (2 ill be selling soon) that I store in my attached apartment garage. All I wanted was fire and theft to cover them in my garage.
After calling 6 insurance companies I have realized insurance for old skis is not a option.
If I ever need to make a claim they only give you book value. After the $150 or so yearly policy price on
Each ski and then the 250-500 dollar deductable, Id get back about $500-700 dollars or so. Example, even though
My 93 WB1 is worth $4000 with the mods, they said book value is 900-1000.
Unless someone knows of a “umbrella” insurance policy that will cover all items in my garage
regardless of what they are, im S-O-L.
My renters insurance covers $30,000 but not my skis (Bull Crap Insurance companies)
I looked at installing something like brinks but that will cost about $500 a year
With a phone connection and monthly fee.
So after thinking, I believe the only alternative is to install a video survallence system
Like to logitec alert 750E.
What I like is 2 things. I can see video on the cams on my phone or over the net and
It will email or sms text you if movement is detected. I lock my garage from the inside
And have some locking devices on the skis to slow people down.
The main reason for all this is Im going away for 10 days and Id like piece of mind.
Between being texted of motion in garage and being able to see video of my garage
And my babies, I will feel better.
Anyone else feel like this???
But with all this said, I think the odds of someone having the balls to come into the apartment complex and take 5-10 minutes to hual out my skis
Is damn slim.
After calling 6 insurance companies I have realized insurance for old skis is not a option.
If I ever need to make a claim they only give you book value. After the $150 or so yearly policy price on
Each ski and then the 250-500 dollar deductable, Id get back about $500-700 dollars or so. Example, even though
My 93 WB1 is worth $4000 with the mods, they said book value is 900-1000.
Unless someone knows of a “umbrella” insurance policy that will cover all items in my garage
regardless of what they are, im S-O-L.
My renters insurance covers $30,000 but not my skis (Bull Crap Insurance companies)
I looked at installing something like brinks but that will cost about $500 a year
With a phone connection and monthly fee.
So after thinking, I believe the only alternative is to install a video survallence system
Like to logitec alert 750E.
What I like is 2 things. I can see video on the cams on my phone or over the net and
It will email or sms text you if movement is detected. I lock my garage from the inside
And have some locking devices on the skis to slow people down.
The main reason for all this is Im going away for 10 days and Id like piece of mind.
Between being texted of motion in garage and being able to see video of my garage
And my babies, I will feel better.
Anyone else feel like this???
But with all this said, I think the odds of someone having the balls to come into the apartment complex and take 5-10 minutes to hual out my skis
Is damn slim.
