Tree fell on skis and trailer-insurance cover?

[air blair]

Will homeowners insurance cover this or should i just write it off as a loss? I'm checking into it now. Figured i'd share my experiance.

 

[txsuperjetfreak96]

Thought home owners ins would on cover if damage was done while in garage

 

[yamanube]

I can't imagine your deductible is less than the cost of those waverunners.

 

[air blair]

I think my deductable is $500. The trailer is bent though, but if i can get something it might be worth my time and part out. Maybe make a dual level trailer or something.

 

[TheBuzzard]

insurance company classifies tree falling as act of god. if its a neighbors tree, you have to take them to small claims as their property damaged yours. loop hole BS.

 

[air blair]

Yep, loop hole bs. Insurance said it was not covered as it could and should be an add on policy. So bottom line is atv,boat, skis are not covered under a traditional policy. Just an fyi, if you ever have to deal with it. My land butts up to state park land and they were out month before looking at the trees. I was told a certified letter to them stating trees need to be cut down would hold up in court but verbal isnt squat. i'm learning im under covered at this point

 

[700Pirate]

Sucks sorry to see this, nice classics.

Act of god on those couches.

 

[Quinc]

Great movie:

 

[Mark44]

Looks like the tree is telling you something.

 

[j0hnny]

even god hates old ass couches???

 

[snowxr]

Insurance doesn't cover damage to salvage.

 

[air blair]

Insurance doesn't cover damage to salvage.

Really? Salvage yards have insurance. In my case i am submitting a claim to the state of michigan. Negligance. We had a bug called emerald ash bore kill all ash trees a few years ago. So dead timbers standing will fall. I suppose i'll see what happens here.

 

[WILKEY]

You cut the tree to fall on those things didn't you?

 

[air blair]

Lol, a little tug would do it wilkey

 

[MADMAT]

I had one ash tree out of MANY survive that! I only have one little one left behind my garage...

 

[air blair]

The dnr believe the small ash will survive now. Gotta love international trade.

 

[snowxr]

I'll give you the value of the wave runners had they been insured for actual value. $5. And you can keep them.

 

[zimmy]

The only loss appears to be that aluminum trailer! I am sorry for the loss Jeff, but I think we can all be glad that another WRIII is ready for part out, and WR1 is dead and its too bad the VXR and the Kawi made it out ok!

 

[OCD Solutions]

Part out the skis. Flip that trailer upside down, block it to the ceiling and press it back straight. I see a busy weekend but not a loss.

 

[Big Kahuna]

Salvage yards have insurance for Liability and on their equipment and structures. They do not insure the hunks of metal.