douglee25
m3booooy
- Location
- South Jersey
Sell off a $5k car for a cheaper one? Why? You buy anything cheaper and it's going to be nickel and diming you to death. Keep it.
Doug
Doug
Dave Ramsey, debt, credit cards, retirement, etc
- Thread starter SuperJETT
- Start date
WaveDemon
Not Dead - Notable Member
- Location
- Hell, Florida
I'd trust this car less than one cheaper. I'm fixing it to sell it.
douglee25
m3booooy
- Location
- South Jersey
Big Kahuna
Administrator
- Location
- Tuscaloosa, AL
No, I was making a joke, dont think anybody caught on to ZNN........
If anybody ever watched JAG they would remember that anytime they showed any kind of news on TV it was on "ZNN".
Big Kahuna
Administrator
- Location
- Tuscaloosa, AL
Also spelled Ramsey Rumsey.
Big Kahuna
Administrator
- Location
- Tuscaloosa, AL
yeah, but you have a script that notifies you when each and every post is made!!!!!!!!!!!!!!!!!!!
The Penguin
triple secret probation
- Location
- down by the river
I think it's expected by now.
Big Kahuna
Administrator
- Location
- Tuscaloosa, AL
LOL
Phunny guys............
Phunny guys............
- Location
- Marshall, AR
My wife and I have completely destroyed our dept. We Started our lifes together "living the american dream" about 4 years ago. We built a $145,000 new house(too big and complicated just for 2 ppl), bought a $34,000 fourdoor 4x4 Nissan Titan Loaded truck, run a CC up to 10 grand, we had wine taste on a beer budget. The other auto we had was a $9000 Accord. We completely over extended ourselfs! Its be a long hard road, but we consolidated our truck and furnature payment with our equity on our home, sold the truck and started paying other things off. I lost about $10 grand on the new truck deal, what an investment! We just sold our house a month ago, we are going to rent for a while. Now we have a car and a truck that both equals about $10 grand what we paid for them and they are good reliable vehicles. The autos are paid for. All we owe on now is about 6 grand, then we wont owe a penny to anyone. I will never finance again. Interest will kill you in the long run. We're planning to build another house FULLY out of our pockets whether it takes 3-5 years to complete, we dont care. I've learned enough off the 1st one to do most of the work on my own. And yes we have a good savings started. Being dept free makes your whole life more enjoyable! No pressure means you can enjoy your time here more. A good tip with the autos is to try to stick with japanese brands cause of reliablility and resale. Our civic has 205,000 miles on it and I trust it to take off to Cali and back. Sorry for the long post but thought I would share some of my info with you. Break the dept bondage.
- Location
- Marshall, AR
Oh yeah, I forgot about the $7,500 Atv I had financed too. Sold it.
Wow, very nice story.
It really is a nice feeling to not have payments every month on stuff that you know is dropping in value every minute.
It really is a nice feeling to not have payments every month on stuff that you know is dropping in value every minute.
- Location
- Marshall, AR
Yeah im very thankful to have my eyes opened at only 27 years old. My dad is 55 and he blows his money like water, well mom too. I think hes starting to understand dept, its bad cause I always have to loan him money,haha. The best part, I have 3 skis paid for!!! hahahaha the icing on the cake.
WaveDemon
Not Dead - Notable Member
- Location
- Hell, Florida
can someone explain why a 1k emergency fund is better than paying down a CC 1k? the money is still available if needed and knocking out some interest is paying the CC down.