- Location
- Arnold MO.
I know you guys feel like the price horse has been beaten to death, but I think there is a little merit to the point. When you can spend a few thousand more and get a ski with cruise control, cup holders, boarding steps, leather, AM/FM radio and air conditioning, why would you buy something that is harder to ride and actually requires some effort and motor skills? By no means am I saying that the people who produce parts and put them time into them shouldn't get what they are worth, more affordable options would help the sport grow. Maybe someone has the balls to try to finance skis for a reasonable price. I know everyone here says pay cash for your toys, but we are in the credit age and people will finance just about anything so they can have it now. A lot of people have absolutely no patience.
As far as the financing goes, try to have a $8000-9000 base ski and charge a fair rate, maybe 6% over 3 years. Or lower the unit price and up the finance rate to 10%. You'd have to do it in house to make it work, but you get a down payment and some monthly income. Handling a non-payment or a repo would pose a challenge because of the size of skis and the ability to hide them or part them out quickly, but motorcycles pose similar problems.
Not a bad idea and I agree that financing everything is where our society has went (hence the fall of our economy) unfortunately in this sport there is a ton of risk for the lender. How do you repo a ski that blew up or sank ect. People could just stop paying and let their credit take the kit and 7 years later their good. sorry lender.....