Rash Guard or T shirt?

How many of you guys/girls wear a rash guard or T shirt under your life jacket? Its been in the 90s up here. I am on holidays and I spent the last four days at the lake. The water is more than warm enough not to wear a wet suit. So after four days at the lake my arms and chest around the arm holes has been rubbed raw. I also wear a anti chafe live jacket. I'm on day one of two at home, then back to the lake for 4 or 5 more days. The temp is to stay in the 90s, So I need something to help out so I can keep riding. What does everyone else do or recommend?
 

OCD Solutions

Original, Clean and Dependable Solutions
Location
Rentz, GA
I wear one of the cheap sun shirts from Costco to avoid the chafing. I wear the long sleeve version to avoid the sunburn.
 

Fro Diesel

creative control
Location
Kzoo
Not only does a rash guard protect you from chaffing, but can block/ reflect some of that energy robbing uvb light!
 

Vumad

Super Hero, with a cape!
Location
St. Pete, FL
I wear a breathable mx jersey. If only wear my rash guard if i am wearing a wet suit or days in a row.

I always wear underwear shorts made out of the same material as a rash guard under my board shorts. Found in any athletic store that has wicking fabrics kn their athletuc department.
 

AtomicPunk

Lifetime bans are AWESOME
Site Supporter
Location
Largo, Fl
That's why I buy a life jacket with large arm openings (not because I have large arms)...

Water temp is 90 right now... hate to wear anything except sunscreen.
 

SUPERJET-113

GASKETS FOR CHAMP BRAP!
Site Supporter
Ya, I have a long sleeve Fox rash guard that is SPF 50 that I like a lot except its black/white striped and I look like I just escaped from prison...lol

When i wear it I always have to do the "O Brother where are art thou'" flatwater hoe down dance...haha

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SXIPro

JM781 Big Bore
I've never had a chafing issue with just a pfd in fresh water. In salt, I'll wear a compression shirt. I always wear compression shorts under my board shorts though, regardless of fresh or salt, and I go commando in wet suit season. TMI???? :p
 

Vumad

Super Hero, with a cape!
Location
St. Pete, FL
That's why I buy a life jacket with large arm openings (not because I have large arms)...

Water temp is 90 right now... hate to wear anything except sunscreen.

Have you tried a mx jersey? Keeps sun off you, no slimy sun screen necesarry under. Keeps you wet which cools better when moving. Easy to take off if you stop for a long while. Mine is not one of the heavier ones with elbow padding and whatnot. I have a very light model with holes smaller than a ball point) in the fabric.
 
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