Other Custom Ski Insurance Information Thread

rasper99

rasper99

Freighter wake hunter
Location
Portland, OR
Has anyone asked the custom hull builders what their customers do for insurance?

There were other companies on the previous Google search I mentioned. You might have to make a few phone calls to find one that would insure you.

I did another Google search for:
custom boat insurance

A few links down was a forum post by a guy with a custom boat:
http://www.irbs.com/lists/live-aboard/0407/0205.html

He said Boat US hooked him up. Boat US insurance:
http://www.boatus.com/insurance/policy.asp
You should probably start with a phone call instead of filling out the web form.

One of you might want to start a new thread to see what other people have done for insurance on their custom builds. I hate to say it but a thread on that other site might be worth trying too. The other site has to be good for something. :smile:
 
jetpilot08

jetpilot08

Location
Kennewick, WA
How hard would it be for hull builders to supply a HIN with the hull? Do rickters come with a HIN? How do Yamaha and Kawasaki get their numbers? If the state gives you a HIN why is it no good with the insurance companies?
 
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MADMAT

MADMAT

Location
Ohio
jetpilot08 said:
How hard would it be for hull builders to supply a HIN with the hull? Do rickters come with a HIN? How do Yamaha and Kawasaki get their numbers? If the state gives you a HIN why is it no good with the insurance companies?
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That have to get in bed with the fed gov basically.....a coast guard test I believe....and then they can manufacture HIN plates...

I don't believe any builders do it but I could be wrong.
 
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Matt_E

Matt_E

steals hub caps from cars
Site Supporter
Location
at peace
Harrison said Wammer used to do it. Right now, nobody issues a HIN.
It's no good with insurance companies because no manufacturer HIN = homebuilt.
 
jetpilot08

jetpilot08

Location
Kennewick, WA
That is weird. You would think if it is good enough for the state to issue a HIN it would be good enough for insurance companies. I'm still curious about how yamaha, kawasaki, wammer and all of the others get a legit HIN for their hulls.
 
OCD Solutions

OCD Solutions

Original, Clean and Dependable Solutions
Location
Rentz, GA
I'm sure theres a marine construction approval in there somewhere as well. All car manufacturers have to pass destructive and other minimal safety testing to get approvals so why wouldn't boat manufacturers?

No testing, no approval, no insurance, sounds pretty normal to me but way too much red tape to go thru for a few hulls a year. Wammer built something like 2500 hulls so there was a little more incentive to jump the hoops.
 
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Big Kahuna

Big Kahuna

Administrator
Location
Tuscaloosa, AL
OCD Solutions said:
I'm sure theres a marine construction approval in there somewhere as well. All car manufacturers have to pass destructive and other minimal safety testing to get approvals so why wouldn't boat manufacturers?

No testing, no approval, no insurance, sounds pretty normal to me but way too much red tape to go thru for a few hulls a year. Wammer built something like 2500 hulls so there was a little more incentive to jump the hoops.
Click to expand...

I doubt Wammer has built 2500 hulls.
 
S

Schmidty721

someone turf my rails
Location
WI
We should move this insurance discussion back to one of the "insurance" threads that were going a while back in the General section. Maybe some other members can chime in that haven't viewed this thread... or all 28 pages of it.
 
Matt_E

Matt_E

steals hub caps from cars
Site Supporter
Location
at peace
Alright, all insurance and HIN talk that was previously in my build thread is now contained in this one.
 
shawn_NJ

shawn_NJ

Chasing waves.
Location
Daytona Beach
I have spent weeks and spoken to EVERY company possible to get custom ski insurance... but it just does not exist. State issued HIN = automatic reject. What sucks more is you cannot even get liability.
 
Waternut

Waternut

Customizing addict
Location
Macon, GA
Sorry I wasn't following your build thread. I could've told you that Progressive would reject you for insurance. Not sure why they even provide a homebuilt option in their quotes if it's an automatic reject. I tried going that route last year. They charge you for the time that it took them to reject you and refund the rest back. It really blows because I have to insure my POS truck that's worth a 1/3 of my ski but can't even get liability for my ski. Hold on to the rejection letter. Maybe you can use it in your defense in the unfortunate event that you hit someone.
 
McDog

McDog

Other Administrator
Staff member
Location
South Florida
Has no one called lloyds of london? Seriously? They insure anything. Anything. Did you get that? Anything. It may be pricey though.
 
Matt_E

Matt_E

steals hub caps from cars
Site Supporter
Location
at peace
From that website:

What qualifies?

Whether you drive a 1910 Ford Model A or a 2010 Ferrari, we will consider you for our collector vehicle policy. As long as your vehicle holds collector status, is garage-kept and is not used as your daily transportation, you may qualify. Certain state-regulated restrictions may apply. To see if you qualify, call us at 800-338-4005 or apply online today!
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shawn_NJ

shawn_NJ

Chasing waves.
Location
Daytona Beach
Dustin Mustangs said:
Someone should give these guys a call. I know they will insure some bat poop crazy cars for agreed upon values and I see they also list boats. Worth a shot...

http://www.grundy.com/
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Thanks for the suggestion. But already called them, no good.

McDog said:
Has no one called lloyds of london? Seriously? They insure anything. Anything. Did you get that? Anything. It may be pricey though.
Click to expand...

Will try tomorrow.
 
Matt_E

Matt_E

steals hub caps from cars
Site Supporter
Location
at peace
Big Kahuna said:
He did the original design. But the hull that Polaris produced was modified (to the bad) of his original design. Seabold did the hull construction under contract by Polaris.
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I was trying to figure out why the name Seabold highway seems so familiar. Randy's shop is on Seabold Highway.
 
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